India's primary care
intelligence layer.
7,000 clinics. 2M members. Every visit becomes signal.
Three parties. One blind spot.
A ₹40,000 Cr market priced on guesswork — and no one connecting the data.
"The data to fix all of this exists — scattered across 7,000 clinics and labs. Nobody was collecting it. Until HealthAssure."
Not a healthcare company.
The intelligence behind one.
7,000+ providers across 1,200 cities. Same fixed price, every city.
Every visit, lab and vital in one record. Ten years deep — India's largest OPD dataset.
Clinical-grade risk scores. IPD admissions predicted six months ahead.
"Lower your IPD claims by managing OPD data — only we can."
One booking. Six ripples.
One GP visit. Six downstream signals. Every data point sharpens the model.
Lower your IPD claims.
With OPD data.
Every insurer in India prices OPD risk on guesswork. We turn ten years of verified OPD data into underwriting intelligence that updates every quarter.
Risk scores update quarterly — not just at enrolment. HbA1c trends, scripts, specialist visits. Act mid-policy, not just at renewal.
68% precision against the actuary's 55%. We surface 22 more high-risk members per 50 — each a roughly ₹1 lakh claim you can price for or prevent.
Our engine scans your book monthly, finds underserved cohorts, and writes plan proposals with projected loss ratios. Three weeks of BD work — in 48 hours.
Under NDA: cohort-level OPD→IPD maps, geographic underpricing alerts, 18-month forward forecasts. We become your full actuarial intelligence layer.
Know before it costs you.
Group health renewals shouldn't be a surprise. HealthAssure gives HR six months of advance visibility into which employees are trending toward claims — so you can act first.
Six months of advance visibility into who's trending toward claims. Intervene early — and renewal becomes a conversation, not a shock.
Book a doctor in Mumbai or in Lucknow with the same app, the same fixed price, and zero wallet. The benefit actually works nationally.
No claims management for HR. No receipts for employees. Fully digital, fully cashless, settled automatically.
Quarterly reports on utilisation, health trends and claims avoided. The conversation shifts from 'what did we spend' to 'what did we save'.
Healthcare that knows you.
Tracks your health over time. Never overcharges. Arranges the next consult before you have to ask.
GP, specialist, diagnostics, eye, physio — one app, price shown before you book. 7,000+ centres across 1,200 cities. Same rate in Vizag as Delhi.
Vitals, lab trends, prescriptions — held over time. Benchmarked against your neighbourhood. When something's worsening, it tells you before it's a crisis.
HbA1c climbing for three quarters? You get a free diabetologist consult — arranged, covered, done. ₹3,000 in prevention beats ₹1L in hospitalisation.
Wallet credits, quarterly bonuses, free consults — one-tap in the app. No helpline. No forms. No chasing reimbursements.
A moat that took ten years.
Can't be bought.
The network. The data. The provider relationships. Each took a decade. Together, they're irreplaceable.
Across 1,200 cities. Every clinic and lab has agreed to HA's protocols, pricing and data-sharing. New entrants with VC funding cannot buy what took ten years to earn.
A predictive hospitalisation model needs years of linked OPD history and IPD outcomes. Plum was founded in 2019. Onsurity in 2020. History can't be manufactured.
Nascent, fragmented, underpriced. HealthAssure is the only player positioned to be the underwriting layer for every insurer scaling into it.
OPD rider premiums (₹100Cr+ run-rate), corporate contracts, and insurer intelligence fees — the fastest-growing and highest-margin line — all from the same dataset.
India's first standardised primary care network. Fixed pricing. Visit protocols. Provider by provider. The data starts flowing.
Not a wellness benefit — a regulated, insured product. The OPD insurance category in India is created.
Critical mass reached. Ten years of utilisation data. The dataset is finally large enough to train the intelligence layer.
Ten years of OPD data → predictive IPD intelligence. The underwriting layer no insurer has, and no new entrant can build. The moat becomes the business model.
Every major health insurer underwrites using HealthAssure data. The Bloomberg of Indian health risk.
"The network took ten years. The intelligence layer can be built in two. We have the data, the providers and the insurer partnerships. The build starts now."
A decade of building.
A platform worth defending.
From OPD network
to actuarial standard.
7,000+ centres. 2M members. ₹100Cr+ annual premium. The only company that has built and data-mined a standardised primary care network at this scale.
Every major health insurer uses HealthAssure OPD risk scores in their underwriting. Plan design is automated. Loss ratios are under control.
OPD data becomes a required input into health insurance pricing — like credit scores for lending. HealthAssure is the only source.
Ready to see what
OPD intelligence can do?
Pick your path.
Every kind of care, one network.
